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What is Critical Illness Insurance?Critical illness insurance protects you financially in case of a health disaster. AND, if you’re fortunate enough NOT to use it… you may get your money back if you choose the return of premiums option!
Who needs it?
Everyone needs it. You never know what life will throw at you.
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Who needs Life Insurance?You may think that you only need life insurance if you have children. You should think again. On the surface, life insurance may seem like an unnecessary expense. However there are many considerations that support the need for life insurance, even if you don’t have a family to support at this time.
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What is LTC Insurance?Long-term care insurance helps you maintain financial independence in the event you suffer a condition that requires long-term care. Given Canada’s aging population, many people already have family or friends who suffer from overcrowded long-term care facilities. Yet private home care is an expensive alternative, especially for retired people on a fixed income.
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Succession PlanningPreparing for succession after death is a difficult issue to discuss, but it is also an important part of any comprehensive financial plan. You worked hard to develop a business, and now is time to enjoy the results. Many entrepreneurs spend years of focused effort building up a business, but then fail to consider how to make the transition to retirement.
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